Mortgage lender of the year
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Will I Really Save Money with Modern Lending?
Taylor Loop & Itzel Hernandez, founders of Modern Lending, grew up in families with very limited resources. Extra money for sports and vacations just didn't exist. We believe that you have more important things to spend your money on than massive loan officer commissions. That's why we pay our salaried loan officers to save you money. If you believe what we believe, then welcome to The Modern Lending Family.
- Taylor Loop & Itzel Hernandez - Founders
- No Upfront Home Appraisal Fees
- No Upfront Lender Fees
- Faster Closing
- Real Time Updates
- Top Home Loan Officers in the Country
4 Easy Steps to Save

Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.
Answer Basic Questions
Provide Answers to Simple, very straight forward questions.
Upload Needed Documents
Provide needed documents to verify your information.
Personalized Loan Review
Our award winning loan officers will call you to go over your personalized mortgage plan ensuring you know all your options.
Close Confidently & Save
In as little as two weeks, close with the best loan for you.
Not Sure Where to Start?
Taylor Loop, and Itzel Hernandez are the visionary managing partners behind Modern Lending, a mortgage industry powerhouse.
Talk to a Mortgage Expert who can walk you through the process.
Mortgage Lending That’s Different
Service First. Trust a Team With Over 5,000 Five-Star Reviews.
Most mortgage companies offer support when you need it. But at Modern Lending we believe supporting you with your mortgage comes FIRST. That’s why we have put together a team of experts to support you. Our team includes top 10 Mortgage Loan Officers in the Nation & are the #1 Mortgage Team in Southern California.
States We Operate In:
Our team of officers are licensed in multiple states. See the list below to learn where you can get a Modern Lending loan.
STATES AVAILABLE:
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Florida
- Idaho
- Kentucky
- Maryland
- Nevada
- Ohio
- Pennslyvania
- South Carolina
- Tennessee
- Texas
COMING SOON:
- Mississippi
- Virginia
- Utah
See what our customers say about us
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Pre-Approval Letter
You need to get moving. Use a Pre-Approval Letter to get the process started.
Refinance Analysis
We'll crunch the numbers so you'll know exactly how much money you can save.
Today's Mortgage Rates
Browse rate comparisons to see which individual mortgage terms make the most sense for you.
Search Homes For Sale
Don't just leap at the next opportunity—take the time to search.
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Ready to Get Started?
Get pre-approved for a mortgage or refinance today!
